Obama Lied, Scott Reagan’s Health Plan Died

You may recall President Obama’s promise that “If you like your health care plan, you will be able to keep your health care plan,” under ObamaCare.  And if you don’t, just scroll down a bit and watch the Youtube video.

Scott3Well, there have been quite a few news stories of people losing their health care plans recently, and the other day the National Center for Public Policy Research got to see it first hand.  Our Outreach Manager, Scott Reagan, who gets his insurance on the individual market in Maryland, received a letter from Aetna which stated, “We are writing to notify you that your current Aetna health benefit plan policy will end at 11:59 on on December 31, 2013 and will no longer be available.”  (See the full letter here.)

The reason is that the Maryland wouldn’t allow Scott’s policy to be sold on its exchange.  “As a result,” the letter says, “we are required to terminate our current non-grandfathered individual health benefit products in Maryland.”

Under ObamaCare, if your employer provides insurance and it meets the ObamaCare definition of “affordable,” you can purchase insurance on the exchange but you will not be eligible for a subsidy regardless of your income. NCPPR provides insurance and it meets the ObamaCare definition, so if Scott decides to go on the Maryland exchange he will be paying full price.

Currently, Scott’s Aetna plan costs him $156 a month and comes with a $2,000 deductible.  The type of plan most likely to offer that kind of deductible on the exchange is a “silver” plan.  The cheapest silver plan in Southern Maryland for someone Scott’s age (32) is $178 a month.  Had Obama said, “Under ObamaCare you will lose your plan and a comparable one will cost you over $200 more a year,” well, we probably wouldn’t have ObamaCare now.  But it would have been more honest.

The National Center for Public Policy Research is a communications and research foundation supportive of a strong national defense and dedicated to providing free market solutions to today’s public policy problems. We believe that the principles of a free market, individual liberty and personal responsibility provide the greatest hope for meeting the challenges facing America in the 21st century.